What is Credible

A tokenization powered fintech platform providing instant overdraft accounts for both institutional and retail users.

Credible is a full-stack, non-custodial payment financing protocol that uses debt tokenization to provide asset-backed instant USD overdraft accounts for holders of crypto and tokenized real-world assets (RWAs), catering to both institutional and retail users. The overdraft credit can be utilized for global business payments via SWIFT, cash withdrawals from MoneyGram, and spending through a card.

Key Offerings of Credible:

• Asset-Backed Credit: Transparent on-chain collateral management with whitelisted blue-chip cryptocurrencies and tokenized liquid real-world assets (RWAs).

• Debt Tokenization: Lenders can mint tradable bonds representing their lending position, with no lock-up periods.

• Fiat Payments: Overdraft credit enables businesses to make global fiat payments through our MSO partners, while retail users can withdraw cash via MoneyGram and spend using our cards.

Additionally, we provide an SDK for fintech and Web3 developers, enabling them to build on Credible's offering to grow distribution and earn commissions.