Genesis Card

🛠️ How It Works: Genesis Card on the Credible App

The Genesis Card is a staking-backed credit card built for Web3 users to access real credit while earning Bitcoin rewards and building their onchain financial reputation. It's powered by vested $CRED and a Genesis Node License, offering yield-sharing and governance rights.

1. Register with Email

• 📧 Sign up on the Credible App using your email address

• 📲 Available on both iOS and Android

• 🔐 Optionally link your wallet to preview your Credible Score

2. Select Card Tier & Make Payment

• 💳 Choose your desired Genesis Card tier:

  • Lite – $50 credit limit | 20% Node Rewards Pool Share

  • Super – $500 credit limit | 30% Node Rewards Pool Share

  • Ultra – $5,000 credit limit | 50% Node Rewards Pool Share

• 💰 Make payment in USDC, USDT, or supported crypto

• 🪙 Your purchase activates your Genesis Node License and locks vested $CRED as collateral

3. Activate Card with KYC

• 🪪 Complete the built-in KYC process to activate your card

• 🔓 Once verified, your credit limit is unlocked

• 📱 Your virtual Genesis Card is issued instantly in-app

• ✉️ Ultra cardholders can request a physical card

4. Spend Anywhere

• 🛍️ Use your Genesis Card for online shopping, subscriptions, bills, and more

• 🌐 Accepted globally wherever major card networks are supported

• 🔒 Your staked vested $CRED remains secure and yield-bearing—no liquidation risk

5. Earn BTC & $CRED Rewards

• 💸 Earn Bitcoin cashback up to 5% based on your tier

• 🎁 Receive $CRED loyalty bonuses and share in Genesis Node Rewards

• 📈 Activity contributes to your real-time Credible Score

6. Grow Your Credit Limit

• 🔼 Increase your credit capacity by:

  • Staking additional vested $CRED

  • Purchasing additional Genesis Node Licenses

  • Staking liquid $CRED post-TGE

• 📊 Higher Credible Scores unlock better terms and access to no-collateral credit in the future

7. Unstaking or Downgrading

• ⬇️ If a user unstakes their vested $CRED or discontinues their card:

  • Their credit limit will be reduced accordingly or deactivated

  • The card will be suspended or closed, and future rewards paused

  • Vested tokens will be released post-vesting schedule, per protocol rules

The Genesis Card isn't just a product—it's your onchain gateway to real-world credit, staking yield, and protocol participation. It’s designed to grow with you, rewarding early adopters while laying the foundation for unsecured, reputation-based credit access.