Staking for Credit Limit

Credible lets users stake crypto to unlock yield-generating credit lines with no liquidation risk—paving the way toward a near no-collateral lending experience.

Staking as Collateral Credible enables users to unlock credit lines by staking crypto assets—offering a practical, yield-generating alternative to traditional secured credit cards. This mechanism allows users to access real credit while maintaining ownership and earning on their collateral, creating an experience close to no-collateral lending.

Key Benefits:

• Increase credit limits proportionally to staked asset value

• Earn yield while using credit—capital remains productive while acting as security

• No liquidation risk on card usage due to fixed limits and overcollateralized structures

Supported staking assets include $CRED, BTC, SOL, 0G, and major stablecoins. By partnering with leading DeFi protocols like Lido, Marinade, and others, users retain full exposure and control over their funds.

Credible is also actively researching next-gen no-liquidation credit mechanisms inspired by pioneering protocols such as Liquity and Myso Finance. These models emphasize capital efficiency, trustless enforcement, and asset composability—enabling more flexible repayment and credit dynamics without traditional liquidation triggers.

As the protocol evolves, Credible aims to deliver a near no-collateral user experience, blending staking yields with real-world credit access while minimizing capital loss risks.