Lenders

Permissionless lending secured by tokenized stocks & bonds

Security of Funds

Credible prioritizes the security of lenders’ funds by utilizing a rigorous collateralization framework. Each loan is backed by tokenized stocks and bonds tokenized by Dinari & BackedFi, ensuring that lenders’ investments are protected against borrower defaults. The collateral serves as a safety net, allowing lenders to engage in lending with confidence.

Lending Currency

Our platform accepts USD Coin (USDC) as the primary currency for lending. This stablecoin offers stability in value, minimizing the risk associated with cryptocurrency volatility. Lenders can be assured that their funds will maintain value throughout the lending period.

KYC Requirements

A significant advantage for lenders on Credible is that no KYC (Know Your Customer) verification is required. This feature streamlines the lending process, allowing lenders to participate quickly and easily without undergoing lengthy identity verification procedures. This enhances the user experience while promoting broader access to lending opportunities.